Privacy Policy

1. Scope of This Policy

This Privacy Policy applies to information collected by Horizon View Financial Group ("Horizon View Financial," "we," "us," or "our") through horizonviewfinancial.com, its forms, consultations, and related communications. By using our website or submitting information, you acknowledge the practices described here.

This policy does not govern the independent privacy practices of lenders, credit bureaus, service providers, or other third parties. Their policies apply when you interact with them directly.

2. Information We Collect

Information you provide

• Contact information, including your name, email address, telephone number, and business contact details.
• Business and property information, financing goals, requested loan amount, intended use of funds, and other details about your transaction.
• Financial and application information, which may include revenue, assets, liabilities, credit-related information, ownership details, and supporting documents.
• Messages, consultation notes, and other information you choose to submit.

Information collected automatically

When you use our website, we and our service providers may collect device and browser information, IP address, pages viewed, referring pages, approximate location, timestamps, and interactions with the site through cookies and similar technologies.

Information from other sources

Where permitted, we may receive information from business partners, financing sources, public records, identity-verification services, analytics providers, or others involved in evaluating or processing a request.

3. How We Use Information

• Respond to questions and schedule consultations.
• Understand your business or real-estate financing needs.
• Assess funding readiness and identify potential financing options.
• Prepare, submit, coordinate, and support financing requests with potential lenders or other financing sources.
• Verify information, prevent fraud, protect our services, and comply with legal obligations.
• Operate, maintain, analyze, and improve our website, forms, services, and communications.
• Send service-related messages and, where permitted, marketing communications.

4. How We Share Information

We may share information as reasonably necessary with:

• Potential lenders and financing sources to evaluate, structure, or process a financing opportunity you request.
• Service providers that support hosting, customer relationship management, communications, analytics, document handling, security, and other business operations.
• Professional advisers and transaction participants when needed to support a financing request or our business.
• Authorities or other parties when required by law, legal process, or to protect rights, safety, and prevent fraud.
• A successor organization in connection with a merger, acquisition, financing, restructuring, or sale of assets.

We do not sell personal information for money. We do not share text-message opt-in data or consent with third parties or affiliates for their independent marketing or promotional purposes.

5. SMS, Email & Other Communications

If you provide a telephone number and consent to receive messages, Horizon View Financial may send service-related or promotional text messages. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out of text messages or HELP for help. Consent to receive marketing text messages is not a condition of purchasing services or obtaining financing.

You may unsubscribe from marketing emails using the link included in the message. We may still send non-promotional messages necessary to respond to your request or administer an ongoing relationship.

6. Cookies & Analytics

We may use cookies, pixels, and similar technologies to make the website function, remember preferences, understand usage, measure performance, and improve our marketing. Browser settings may allow you to block or remove cookies; some site features may not work correctly if you do.

7. Security & Retention

We use reasonable administrative, technical, and physical safeguards designed to protect information. No internet transmission or storage system can be guaranteed to be completely secure, and we cannot promise absolute security.

We retain information for as long as reasonably necessary for the purposes described in this policy, to maintain business and transaction records, resolve disputes, enforce agreements, and satisfy legal, accounting, or compliance requirements.

8. Your Privacy Choices

Depending on where you live and applicable law, you may have rights to request access to, correction of, or deletion of certain personal information, or to object to or restrict certain processing. We may need to verify your identity before completing a request, and exceptions may apply.

You can also limit information collection by not submitting optional information, adjusting browser cookie controls, or opting out of marketing communications.

9. Children’s Privacy

Our website and services are intended for businesses, business owners, and real-estate investors and are not directed to children under 13. We do not knowingly collect personal information from children under 13.

10. Third-Party Links

Our website may link to third-party websites or services. We are not responsible for their content, security, or privacy practices. Review the privacy policy of each third party before providing information.

11. Changes to This Policy

We may update this Privacy Policy periodically. The revised version will be posted on this page with a new "Last updated" date. Your continued use of the website after an update means the revised policy will apply to future interactions.

12. Contact Us